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Time to invest in fixed income instead of equities

We have seen Russia brutally attack Ukraine in recent days in violation of all possible international agreements. This has already had and will continue to have a negative impact on the world economy. Now is the time to make a productive fixed income investment in Intus deposits as the stock market suffers from the events in Ukraine. Intus has no business related to Russia or Ukraine. Estonia is also militarily safe as a member of NATO.


It is time to make your extra savings to generate income. We want to remind you about our Notice Accounts for 1, 3, 6 and 12 months with annual interest rates from 3% to 7.50%. You can use the funds by giving us a Notice as many months earlier as your agreed Notice term is. The interest is calculated for the daily balance; you can make additional deposits at any time. The minimum opening deposit is for a limited period only 2,000 EUR/USD/GBP and additional deposits accordingly 1,000 EUR/USD/GBP.

You can find more information about our Notice Accounts here.

Intus membership: All Intus clients are also members. The new members pay 10 EUR non-refundable Entrance Fee and a refundable investment in Intus share capital, 30 EUR for Bronze membership and 150 EUR for Gold membership. Gold members enjoy for higher deposit interest rates.

Existing members can contact us by email to and tell what account type they would like to open. New clients/members can fill out the application form here.


We are pleased to introduce to you a new Capital Protected Investment Product in USD and GBP. The capital protection is provided by European bank (A3 rating Moody’s).

The performance of this product is linked to the performance of four stock indices (FTSE MIB, CAC 40, Hang Seng and Nikkei 225). The semi-annual coupon interest is 3.85% in USD (7.70% on annual level) and 3.35% in GBP (6.70% on annual level) and it is paid out when all four indices are minimum 85% of their initial levels on any of semi-annual observation date. This means the coupon interest is paid even when some of the indices has fallen -15% from its initial level.  The coupons have a memory feature meaning the possibly missed coupons are paid out when the payment terms are met again on any following semi-annual observation date. The capital protection is 100% when all the four indices are at the maturity after six years on or above 65% of their start levels. If not, then the capital is repaid according to the weakest performed stock index. The minimum investment to this Capital Protected Product is only 10,000 USD/GBP/EUR. There is no subscription fee and the product has a daily liquidity if you need to sell it before the maturity date. Currency Hedging agreement is available for Euro investors.

You can read more about the Capital Protected Products at Capital Protected Products – Intus.

We hope you will find the above information interesting and will invest in with us. We are pleased to give you any additional information you might need. For further details please contact
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